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About GreenSky Financing USA
An independent website that explains the GreenSky® home improvement loan program in plain English.
GreenSky Financing USA is an independent consumer information website. We explain how GreenSky financing works, what it costs and how to reach the official servicer. We are not GreenSky, LLC and are not affiliated with it or its lending banks.
Why this site exists
Millions of homeowners are offered GreenSky financing by a contractor, often in the middle of a sales conversation. The details that matter most, such as how deferred interest works, which plan you are getting and how to reach customer service, are scattered across brochures, disclosures and regulatory documents. We pull them together in one place.
How we research
- We start from primary sources: greensky.com, GreenSky program disclosures and brochures, CFPB releases and public filings.
- Where GreenSky does not publish a figure, such as a minimum credit score, we say so and cite the independent sources we used.
- Calculations, such as deferred-interest examples, are shown with their assumptions so you can check them.
- We update pages when official contact details, ownership or program terms change.
How the site is funded
This site includes a form that connects visitors with a third-party network of lenders. We may be compensated when visitors use that form. Compensation does not change the facts we publish about GreenSky, and the form is never presented as a GreenSky application.
What we do not do
- We do not make loans or credit decisions.
- We do not access, service or collect payments on GreenSky accounts.
- We never ask for GreenSky usernames, passwords or account numbers.
Read our full editorial policy. Questions or corrections? Contact us.