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GreenSky Patient Solutions
How GreenSky® healthcare financing works at dental and medical practices, how to reach the servicer, and what to check before you sign.
GreenSky Patient Solutions Explained
GreenSky Patient Solutions® is the healthcare arm of the GreenSky® loan program. Participating providers, mainly dental and orthodontic practices, offer it at the front desk so patients can finance elective treatment. You apply through the provider, a participating bank makes the credit decision, and GreenSky Servicing, LLC handles billing at 844-810-7713.
The mechanics mirror GreenSky's home improvement program: the provider is the merchant, funds go to the practice rather than to you, and many plans are deferred-interest promotions. In a 2021 announcement, GreenSky described its network as thousands of active merchants and elective healthcare providers offering promotional payment options.
How GreenSky Patient Solutions Works
Your provider offers financing
The practice must be enrolled in GreenSky Patient Solutions®. Ask which plans they carry before treatment is scheduled.
You apply yourself
Apply by phone, computer or the GreenSky app using the provider's link. Enter your own information and read the terms before submitting.
Get a fast decision
Decisions are typically returned in seconds to minutes. If approved you receive an account number and a credit agreement.
The provider is paid
You authorize the charge for your treatment and the funds go to the practice. The account can only be used with that provider.
Repay GreenSky Servicing
Monthly statements come from GreenSky Servicing. Pay online, in the app, by phone or by mail.
What GreenSky Patient Solutions Can Cover
Coverage depends on which providers are enrolled near you. The program is aimed at elective care that is often not fully covered by insurance:
Dental
Implants, crowns, veneers, dentures and restorative work.
Orthodontics
Braces and clear aligners for adults and children.
Cosmetic & aesthetic
Elective cosmetic procedures offered by enrolled practices.
Hearing & vision
Hearing aids, LASIK and similar elective services where providers participate.
GreenSky Patient Solutions Phone Number & Payments
Pay or manage your account
Use the official portal linked from greensky.com, the GreenSky app, or the address on your statement. See Payment & Login.
This site is not GreenSky. We cannot access Patient Solutions accounts and never ask for login details.
Costs, Promotions & Deferred Interest
Patient Solutions plans follow the same structures as other GreenSky plans. A dental marketing firm that works with practices reports that GreenSky does not charge origination fees or prepayment penalties, but always confirm this in your own credit agreement.
- Deferred-interest promotions: $0 interest only if the promotional balance is paid in full by the end date.
- Reduced-rate and fixed-rate plans: fixed payments over a longer term.
- Your credit profile determines approval, limit and plan eligibility. See credit score requirements.
Treatment can be scheduled over months. If your provider bills in stages, only authorize each charge when that stage of care is delivered.
GreenSky Patient Solutions vs. Other Ways to Pay
| Option | Where you can use it | Watch out for |
|---|---|---|
| GreenSky Patient Solutions® | Only the enrolled provider | Deferred interest on promo plans |
| Medical credit card | Any provider in that card's network | Deferred interest is common too |
| Personal loan | Any provider; funds go to you | Rate depends heavily on credit |
| In-house payment plan | That practice only | Often short terms; ask about fees |
| HSA / FSA funds | Qualified medical expenses | Cosmetic procedures usually do not qualify |
Compare Fixed-Rate Options for Treatment
A personal loan lets you choose any provider and avoids a deferred-interest deadline.
Submitting the form connects you with third-party lenders, not GreenSky. No obligation to accept any offer.
Frequently Asked Questions
What is GreenSky Patient Solutions?
GreenSky Patient Solutions® is the healthcare version of the GreenSky® loan program. Participating providers, most often dental and orthodontic offices, offer it so patients can pay for elective treatment over time. Loans are made by participating banks and serviced by GreenSky Servicing, LLC.
What is the GreenSky Patient Solutions phone number?
GreenSky lists 844-810-7713 for Patient Solutions accounts. Hours are Monday–Friday 8 AM–10 PM, Saturday 8 AM–8 PM and Sunday 10 AM–8 PM Eastern.
How do I apply for GreenSky Patient Solutions?
Through a participating provider. The practice gives you a link, QR code or phone option, and you complete the application yourself online, in the app or by phone. Decisions are typically returned within seconds to minutes.
Can I use GreenSky Patient Solutions at any dentist?
No. The account is tied to the enrolled provider that offered it. If your dentist or clinic is not enrolled, you would need another option such as a personal loan, a medical credit card or an in-house payment plan.
Is GreenSky Patient Solutions deferred interest?
Many promotional plans are. If the promotional balance is not paid in full by the end date, interest accrued from the start can be charged. Check your plan terms and use our deferred interest calculator to find the payment that clears it in time.
Sources: GreenSky Contact, Business Wire (2021), Glacial Multimedia, Wikipedia.
About this page
Written and fact-checked by the GreenSky Financing USA editorial team using official GreenSky pages and disclosures, CFPB records and public filings. We are independent and not affiliated with GreenSky, LLC. See our editorial policy; spotted something out of date? Tell us.
